Below is a list of documentation I need to collect in order to provide you & your realtor with a Pre-approval Letter.
It is essential that I verify your income and assets to determine which loan program is best for you, and to accurately calculate the loan amount & sales price that you qualify for, so that you may shop for houses with confidence!
tax returns- most recent 2 years, personal and/or business
W2's/1099’s - most recent 2 yrs
pay stubs - most recent 30 days, indicating year-to-date earnings
most recent 2 months, checking/savings/Ira/investments any account holding your funds for closing/down payment
Current mortgage statement
copy of your current homeowners insurance policy (if applicable)
(if applicable, all pages)
Additional items may be requested, depending on your unique situation.