Below is a list of documentation you will need to submit with your application. It is essential that I verify your monthly income and review your total assets to determine the maximum loan amount you qualify for, as well as the loan program that best suits you. I will provide a Pre-approval Letter to you & your realtor so that you may shop for houses with confidence and will have everything you need to make an offer as soon as you find the perfect home.
tax returns- most recent 2 years, personal and/or business
W2's/1099’s - most recent 2 yrs
pay stubs - most recent 30 days, indicating year-to-date earnings
most recent 2 months, checking/savings/Ira/investments any account holding your funds for closing/down payment
Current mortgage statement
copy of your current homeowners insurance policy (if applicable)
(if applicable, all pages)
Additional items may be requested, depending on your unique situation.